INSURANCE FOR CAFES
Running a cafe can be very rewarding, but it also presents many unique challenges and risks. Unfortunately, due to the high frequency of foot traffic in cafes the risk of third party claims for slips and falls is very high. It’s essential to make sure you’ve protected your business against third party claims and other unforeseen circumstances.
Some of the other most common issues facing cafes include theft, fire or storm damage, vandalism, and food safety. Events like these can quickly become a financial burden and impact your reputation. That’s why it’s vital to ensure you have the right policy so that you’re covered no matter what happens.
WHAT TO CONSIDER
When purchasing insurance for your cafe, it’s important to consider the different kinds of risks that are present and the value of the assets that you want to protect.
Types of insurance you should consider for cafes include;
- Public Liability
- Tax Audit Insurance
- Business Insurance
- Management Liability
- Product Liability
If you’re interested in purchasing a new hospitality establishment, or you’re looking to invest in an insurance policy, it’s worth speaking to one of our helpful Ausure Hospitality brokers. Due to the dynamic and constantly evolving nature of insurance and the hospitality industry it’s vital to contact us for an obligation free quote to ensure there’s no hidden surprises.
We understand the risks facing your business and can assist you in figuring out what kind of insurance will be beneficial for you.